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Out-of-pocket expenditure in India decreasing amid govt's healthcare push By IANS

Out-of-Pocket Expenditure in India Decreasing Amid Govt’s Healthcare Push

New Delhi, June 15 (IANS)

India's out-of-pocket expenditure on healthcare has decreased significantly in recent years, owing to the government's concerted efforts to improve access to affordable healthcare services. According to a recent report by the National Health Authority (NHA), the out-of-pocket expenditure as a percentage of total health expenditure in India has declined from 64.2 per cent in 2013-14 to 48.6 per cent in 2019-20.

This decline is largely attributed to the government's flagship health insurance scheme, Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which provides cashless health insurance coverage to over 500 million poor and vulnerable individuals. The scheme has not only reduced the financial burden on households but has also increased access to quality healthcare services, especially for the marginalized and underserved populations.

Government's Efforts to Improve Healthcare Access

Expansion of Health Infrastructure

The government has been actively working to expand the country's healthcare infrastructure, particularly in rural and underserved areas. This includes the construction of new hospitals, health centers, and sub-centers, as well as the upgradation of existing facilities. The aim is to ensure that essential healthcare services are accessible within a reasonable distance for all citizens.

Affordable Medicines and Diagnostics

The government has implemented various measures to make medicines and diagnostics more affordable for the general public. This includes the launch of the Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP), which provides generic medicines at significantly lower prices compared to branded drugs. Additionally, the government has capped the prices of essential medicines and diagnostic tests to ensure that they remain accessible to all.

Health Insurance Coverage

The government has expanded health insurance coverage through various schemes, including AB-PMJAY and the Central Government Health Scheme (CGHS). These schemes provide financial protection against the costs of hospitalization and medical treatment, reducing the out-of-pocket expenditure for individuals and families.

Conclusion

The government's concerted efforts to improve healthcare access have resulted in a significant decline in out-of-pocket expenditure in India. The Ayushman Bharat scheme, expansion of health infrastructure, and affordability measures have played a crucial role in making healthcare more accessible and affordable for all citizens. As the government continues to prioritize healthcare, it is expected that out-of-pocket expenditure will further decrease, ensuring that all Indians have access to quality and affordable healthcare services.