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Исследование FDIC показало, что использование криптовалюты растет среди домохозяйств, не имеющих банковских счетов
Cryptocurrency usage is on the rise among unbanked households: FDIC Study
Unbanked households increasingly turn to digital currencies
A recent study by the Federal Deposit Insurance Corporation (FDIC) has found that the use of cryptocurrency is on the rise among unbanked households. The study, which surveyed over 5,000 unbanked households, found that 16% of them had used cryptocurrency in the past year. This is up from just 5% in 2017.
The FDIC study also found that unbanked households are more likely to use cryptocurrency for everyday transactions than for investment purposes. For example, 63% of unbanked households who used cryptocurrency said they had used it to make a purchase, while only 19% said they had used it to invest.
Factors driving the rise in cryptocurrency usage among unbanked households
There are a number of factors that are driving the rise in cryptocurrency usage among unbanked households. One factor is the increasing availability of cryptocurrency exchanges and wallets. In the past, it was difficult for unbanked households to buy and sell cryptocurrency, but now there are a number of easy-to-use exchanges and wallets that make it possible.
Another factor driving the rise in cryptocurrency usage among unbanked households is the increasing acceptance of cryptocurrency by merchants. In the past, few merchants accepted cryptocurrency, but now more and more merchants are accepting it as a form of payment.
<h3Cryptocurrency usage among unbanked households is expected to continue to grow
The FDIC study found that the use of cryptocurrency is expected to continue to grow among unbanked households in the years to come. This is due to a number of factors, including the increasing availability of cryptocurrency exchanges and wallets, the increasing acceptance of cryptocurrency by merchants, and the rising cost of traditional banking services.
The growth of cryptocurrency usage among unbanked households is a positive development. Cryptocurrency can provide unbanked households with a number of benefits, including access to financial services, the ability to make and receive payments, and the ability to save and invest money.
As cryptocurrency usage continues to grow among unbanked households, it is important to ensure that these households are aware of the risks involved. Cryptocurrency is a volatile asset, and its value can fluctuate significantly. Unbanked households should only invest in cryptocurrency if they are prepared to lose money.