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Best Protection for Your Cozy Ride
Benefits Included in NEW and PRE Policies
When choosing motorcycle insurance, it's essential to understand the benefits included in different policies. Both NEW and PRE policies offer a range of benefits to ensure you and your motorcycle are protected.
NEW Policies
- Comprehensive Coverage: Protects your motorcycle from theft, vandalism, and damage due to accidents, weather, or other covered events.
- Collision Coverage: Covers damage to your motorcycle in the event of a collision with another vehicle or object.
- Bodily Injury Liability Coverage: Protects you financially if you injure someone in a motorcycle accident.
- Property Damage Liability Coverage: Protects you financially if you damage someone else's property in a motorcycle accident.
PRE Policies
PRE policies offer more comprehensive coverage than NEW policies, including:
- Medical Payments Coverage: Covers medical expenses for you and your passengers in the event of an accident, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Protects you financially if you are injured by an uninsured or underinsured driver.
- Roadside Assistance Coverage: Provides assistance with flat tires, towing, fuel delivery, and other roadside emergencies.