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Can't Afford to Live on a Cruise Ship Full-Time? Here's a More Practical Solution

The Costs of Living on a Cruise Ship

There are two main ways to consider the costs of spending retirement on a cruise ship. The first is what you might pay if you're booking cruises on a regular basis. The second is what you might pay if you're purchasing a long-term residency on a cruise ship.

Living on a Cruise Ship on a Budget

If you're booking cruises on a regular basis, you can expect to pay anywhere from $100 to $500 per day. This includes the cost of your cabin, food, drinks, and entertainment. If you're planning on taking a lot of cruises, you may be able to save money by purchasing a cruise card or membership.

Living on a Cruise Ship Full-Time

If you're planning on living on a cruise ship full-time, you'll need to purchase a long-term residency. This can cost anywhere from $100,000 to $1 million. The cost will vary depending on the size of your cabin, the amenities you choose, and the length of your residency.

Is It Worth It to Retire on a Cruise Ship?

Whether or not it's worth it to retire on a cruise ship depends on your individual circumstances. If you're looking for a carefree lifestyle with no worries about cooking, cleaning, or maintenance, then retiring on a cruise ship could be a good option for you. However, if you're on a tight budget, then retiring on a cruise ship may not be the best choice.